Nantahala Bank & Trust Company
Franklin, NC — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Nantahala Bank & Trust Company | All Insured Commercial Banks in North Carolina |
| Interest and Fees on Loans | 4,426 | 43,859 |
| Income from Lease Financing Receivables | — | 183 |
| — | 287 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 148 |
| Income on Loans and Leases (TE) | 4,426 | 44,236 |
| Investment Interest Income (TE) | 530 | 4,769 |
| Total Interest Income (TE) | 5,033 | 49,636 |
| Total Interest Expense | 878 | 4,652 |
| Net Interest Income (TE) | 4,155 | 44,984 |
| Non-Interest Income | 834 | 11,387 |
| Adjusted Operating Income (TE) | 4,989 | 56,298 |
| Non-interest Expense | 5,028 | 38,609 |
| Provision for Loan & Lease Losses | — | 1,359 |
| Pretax Operating Income (TE) | -39 | 16,556 |
| Pretax Net Operating Income (TE) | 62 | 16,646 |
| Applicable Income Taxes | — | 5,112 |
| Net Operating Income | 62 | 10,887 |
| Net Income | 62 | 10,887 |
| Cash Dividends Declared | — | 5,698 |
| Retained Earnings | 62 | 5,606 |