Net Income Analysis ( % relative to Total Revenue )
Income Statement Mountain West Bank, National Association All Insured Commercial Banks in Montana
Interest and Fees on Loans 3,361 4,835
Income from Lease Financing Receivables — 1
— 26
Estimated Tax Benefit from Tax-Exempt Loan Income — 13
Income on Loans and Leases (TE) 3,361 4,849
Investment Interest Income (TE) 139 664
Total Interest Income (TE) 4,860 5,590
Total Interest Expense 313 510
Net Interest Income (TE) 4,547 5,081
Non-Interest Income 606 1,099
Adjusted Operating Income (TE) 5,153 6,174
Non-interest Expense 3,123 3,780
Provision for Loan & Lease Losses 12 29
Pretax Operating Income (TE) 2,018 2,371
Pretax Net Operating Income (TE) 2,010 2,398
Applicable Income Taxes 736 274
Net Operating Income 1,274 2,026
Net Income 1,274 2,026
Cash Dividends Declared 3,063 1,316
Retained Earnings -1,789 760