Mountain State Bank
Dawsonville, GA — Domestic Branch of a Domestic Bank
Acquired Jul 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Mountain State Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 1,252 | 5,891 |
Income from Lease Financing Receivables | — | — |
— | 855 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 543 |
Income on Loans and Leases (TE) | 1,252 | 5,911 |
Investment Interest Income (TE) | 74 | 780 |
Total Interest Income (TE) | 1,365 | 6,607 |
Total Interest Expense | 608 | 3,301 |
Net Interest Income (TE) | 757 | 3,477 |
Non-Interest Income | 54 | 1,311 |
Adjusted Operating Income (TE) | 811 | 4,327 |
Non-interest Expense | 831 | 3,192 |
Provision for Loan & Lease Losses | 165 | 5,307 |
Pretax Operating Income (TE) | — | 6,084 |
Pretax Net Operating Income (TE) | — | 8,544 |
Applicable Income Taxes | — | 3,244 |
Net Operating Income | — | 5,799 |
Net Income | — | 5,827 |
Cash Dividends Declared | — | 6,080 |
Retained Earnings | — | 2,295 |