Efficiency Ratio Over Time
Efficiency Ratio Mountain State Bank All Insured Commercial Banks in Georgia
06-30-2008 102.466 82.103
03-31-2008 100.484 76.842
12-31-2007 165.579 66.184
09-30-2007 61.386 63.793
06-30-2007 61.719 63.216
03-31-2007 62.046 63.468
12-31-2006 58.086 63.007
09-30-2006 56.141 61.317
06-30-2006 58.58 61.045
03-31-2006 57.218 60.367
12-31-2005 65.061 62.186
09-30-2005 67.239 61.255
06-30-2005 67.989 61.571
03-31-2005 66.834 62.33
12-31-2004 79.651 64.32
09-30-2004 82.865 64.404
06-30-2004 86.507 64.229
03-31-2004 90.536 64.639
12-31-2003 149.738 65.562
09-30-2003 183.684 64.676
06-30-2003 352.941 64.537
03-31-2003 65.157
12-31-2002 64.609