Mount Diablo National Bank
Danville, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Mount Diablo National Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 10,959 | 20,713 |
Income from Lease Financing Receivables | — | 5,575 |
— | 1,133 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 635 |
Income on Loans and Leases (TE) | 10,959 | 20,269 |
Investment Interest Income (TE) | 6,818 | 10,715 |
Total Interest Income (TE) | 20,436 | 20,803 |
Total Interest Expense | 5,541 | 4,301 |
Net Interest Income (TE) | 14,895 | 16,341 |
Non-Interest Income | 2,222 | 5,211 |
Adjusted Operating Income (TE) | 17,117 | 22,075 |
Non-interest Expense | 11,589 | 13,096 |
Provision for Loan & Lease Losses | 15 | 4,046 |
Pretax Operating Income (TE) | 5,513 | 48,684 |
Pretax Net Operating Income (TE) | 6,157 | 48,996 |
Applicable Income Taxes | 2,245 | 17,729 |
Net Operating Income | 3,753 | 30,941 |
Net Income | 3,753 | 30,937 |
Cash Dividends Declared | 1,485 | 33,803 |
Retained Earnings | 2,268 | 13,632 |