Net Income Analysis ( % relative to Total Revenue )
Income Statement Morgan Bank, National Association All Insured Commercial Banks in Ohio
Interest and Fees on Loans 1,524 11,293
Income from Lease Financing Receivables — 29,549
— 690
Estimated Tax Benefit from Tax-Exempt Loan Income — 328
Income on Loans and Leases (TE) 1,524 11,649
Investment Interest Income (TE) 275 2,223
Total Interest Income (TE) 1,813 4,976
Total Interest Expense 1,010 3,069
Net Interest Income (TE) 803 2,738
Non-Interest Income 221 951
Adjusted Operating Income (TE) 1,024 3,711
Non-interest Expense 915 2,377
Provision for Loan & Lease Losses 15 8,638
Pretax Operating Income (TE) 94 51,382
Pretax Net Operating Income (TE) 83 51,571
Applicable Income Taxes 12 20,847
Net Operating Income 44 33,670
Net Income 44 33,615
Cash Dividends Declared 19 57,674
Retained Earnings 25 11,709