Morgan Bank, National Association
Hudson, OH — Domestic Branch of a Domestic Bank
Acquired May 2007
Efficiency Ratio Over Time
| Efficiency Ratio | Morgan Bank, National Association | All Insured Commercial Banks in Ohio |
| 03-31-2007 | 89.374 | 71.158 |
| 12-31-2006 | 74.108 | 67.901 |
| 09-30-2006 | 82.057 | 67.691 |
| 06-30-2006 | 86.737 | 67.58 |
| 03-31-2006 | 97.3 | 68.21 |
| 12-31-2005 | 79.067 | 66.127 |
| 09-30-2005 | 74.008 | 65.774 |
| 06-30-2005 | 76.451 | 66.08 |
| 03-31-2005 | 76.943 | 66.852 |
| 12-31-2004 | 70.691 | 65.604 |
| 09-30-2004 | 69.342 | 64.558 |
| 06-30-2004 | 70.216 | 64.778 |
| 03-31-2004 | 70.803 | 65.45 |
| 12-31-2003 | 71.169 | 64.066 |
| 09-30-2003 | 71.879 | 63.194 |
| 06-30-2003 | 71.633 | 63.247 |
| 03-31-2003 | 71.246 | 64.269 |
| 12-31-2002 | 64.871 | 63.1 |