Efficiency Ratio Over Time
Efficiency Ratio Montecito Bank & Trust All Insured Commercial Banks in California
12-31-2016 73.026 64.937
09-30-2016 74.153 66.092
06-30-2016 74.682 67.144
03-31-2016 75.836 68.254
12-31-2015 72.878 68.735
09-30-2015 73.05 69.456
06-30-2015 74.899 70.381
03-31-2015 77.475 71.861
12-31-2014 79.105 72.553
09-30-2014 79.364 72.41
06-30-2014 80.724 73.547
03-31-2014 80.224 75.136
12-31-2013 73.158 74.39
09-30-2013 72.436 74.229
06-30-2013 77.021 74.916
03-31-2013 75.704 75.692
12-31-2012 74.792 74.083
09-30-2012 74.48 74.121
06-30-2012 73.178 75.117
03-31-2012 71.096 75.972
12-31-2011 70.553 76.681
09-30-2011 68.297 76.538
06-30-2011 68.85 77.016
03-31-2011 68.3 76.962
12-31-2010 64.999 79.38
09-30-2010 67.484 79.416
06-30-2010 68.061 80.72
03-31-2010 69.285 82.516
12-31-2009 68.342 89.03
09-30-2009 67.764 89.748
06-30-2009 69.739 94.314
03-31-2009 75.654 95.606
12-31-2008 60.283 89.236
09-30-2008 64.586 85.939
06-30-2008 64.251 85.896
03-31-2008 70.245 85.386
12-31-2007 71.608 83.041
09-30-2007 72.701 79.26
06-30-2007 72.047 78.029
03-31-2007 70.7 76.688
12-31-2006 66.557 80.037
09-30-2006 67.921 76.157
06-30-2006 66.634 70.367
03-31-2006 64.15 69.95
12-31-2005 65.974 74.917
09-30-2005 67.868 71.155
06-30-2005 68.886 70.343
03-31-2005 68.533 68.656
12-31-2004 68.729 71.614
09-30-2004 66.794 71.664
06-30-2004 67.606 72.622
03-31-2004 68.059 74.921
12-31-2003 69.218 78.394
09-30-2003 66.612 69.685
06-30-2003 67.006 70.304
03-31-2003 67.141 69.597
12-31-2002 66.207 70.571