Assets
Liabilities
Assets Montecito Bank & Trust All Insured Commercial Banks in California
Total Assets 1,337,179,000 1,184,795,463
Loans & Leases 857,531,000 844,292,524
Real Estate Loans 681,846 710,682
Commercial Loans 151,471 121,010
Individual Loans 21,782 9,875
Agricultural Loans 401 3,062
Other Loans and Leases in Domestic and Foreign Offices 17,356 11,288
Loan and Lease Allowance (11,149) (11,370)
Unearned Income on Loans (4,176) (255)
Securities 412,658,000 183,760,857
U.S. Treasury and Agency Securities 90,801 134,040
Municipal Securities 106,322 23,042
Foreign Debt Securities 3,010 53
All Other Securities 212,525 26,626
Cash & Balances due from depository institutions 24,588,000 85,843,932
Noninterest-Bearing Cash and Due From Banks 12,827 16,268
Interest-Bearing Bank Balances 11,761 69,576
Federal Funds Sold and Resales — 2,291
Trading Account Assets — 6
Premises and fixed assets (including capitalized leases) 5,281 7,197
Other Real Estate Owned — 802
Direct and Indirect Investments in Real Estate Ventures — 154
Investment in Unconsolidated Subsidiaries — 12
Acceptances and Other Assets 37,121 60,436
Liabilities Montecito Bank & Trust All Insured Commercial Banks in California
Total Liabilities 1,337,178,000 1,139,686,497
Deposits 1,201,645,000 969,904,803
Demand Deposits 50,566 147,259
All NOW & ATS Accounts — 23,198
Money Market Deposit Accounts 1,017,522 416,052
Other Nontransaction Savings 35,175 158,375
Time Deposits At Or Below Insurance Limit 59,287 114,854
Fully Insured Brokered Deposits — 35,824
Less: Fully Insured Brokered Deposits — (35,824)
Time Deposits Above Insurance Limit 13,096 62,032
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 8,000 25,402
Federal Funds Purchased & Resales — 982
Federal Home Loan Bank Borrowing Maturing Over One Year — 7,315
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 28
Acceptances & Other Liabilities 17,999 14,409
Capital 135,533,000 169,781,694
Subordinated Notes and Debentures — 3
Total Equity 135,533 169,778