Montecito Bank & Trust
Santa Barbara, CA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Montecito Bank & Trust | All Insured Commercial Banks in California |
| 12-31-2016 | 3.934 | 3.784 |
| 09-30-2016 | 3.897 | 3.79 |
| 06-30-2016 | 3.838 | 3.803 |
| 03-31-2016 | 3.818 | 3.805 |
| 12-31-2015 | 3.847 | 3.756 |
| 09-30-2015 | 3.818 | 3.775 |
| 06-30-2015 | 3.796 | 3.782 |
| 03-31-2015 | 3.745 | 3.757 |
| 12-31-2014 | 3.65 | 3.825 |
| 09-30-2014 | 3.613 | 3.815 |
| 06-30-2014 | 3.656 | 3.815 |
| 03-31-2014 | 3.681 | 3.796 |
| 12-31-2013 | 3.885 | 3.877 |
| 09-30-2013 | 3.921 | 3.893 |
| 06-30-2013 | 3.677 | 3.9 |
| 03-31-2013 | 3.664 | 3.87 |
| 12-31-2012 | 3.965 | 4.052 |
| 09-30-2012 | 4.011 | 4.084 |
| 06-30-2012 | 4.083 | 4.092 |
| 03-31-2012 | 4.104 | 4.079 |
| 12-31-2011 | 4.035 | 4.087 |
| 09-30-2011 | 4.08 | 4.096 |
| 06-30-2011 | 3.982 | 4.111 |
| 03-31-2011 | 4.05 | 4.074 |
| 12-31-2010 | 4.145 | 4.047 |
| 09-30-2010 | 4.156 | 4.05 |
| 06-30-2010 | 4.064 | 4.04 |
| 03-31-2010 | 3.945 | 4.004 |
| 12-31-2009 | 3.882 | 3.861 |
| 09-30-2009 | 3.842 | 3.794 |
| 06-30-2009 | 3.667 | 3.736 |
| 03-31-2009 | 3.494 | 3.667 |
| 12-31-2008 | 4.072 | 4.048 |
| 09-30-2008 | 4.03 | 4.13 |
| 06-30-2008 | 3.974 | 4.191 |
| 03-31-2008 | 3.733 | 4.248 |
| 12-31-2007 | 3.727 | 4.737 |
| 09-30-2007 | 3.768 | 4.769 |
| 06-30-2007 | 3.793 | 4.788 |
| 03-31-2007 | 3.774 | 4.777 |
| 12-31-2006 | 4.104 | 5.042 |
| 09-30-2006 | 4.172 | 5.071 |
| 06-30-2006 | 4.304 | 5.04 |
| 03-31-2006 | 4.49 | 4.977 |
| 12-31-2005 | 4.602 | 4.944 |
| 09-30-2005 | 4.559 | 4.892 |
| 06-30-2005 | 4.573 | 4.815 |
| 03-31-2005 | 4.758 | 4.71 |
| 12-31-2004 | 4.94 | 4.519 |
| 09-30-2004 | 4.923 | 4.468 |
| 06-30-2004 | 4.864 | 4.455 |
| 03-31-2004 | 4.921 | 4.465 |
| 12-31-2003 | 5.263 | 4.433 |
| 09-30-2003 | 5.28 | 4.467 |
| 06-30-2003 | 5.395 | 4.53 |
| 03-31-2003 | 5.524 | 4.564 |
| 12-31-2002 | 5.561 | 4.72 |