Montana First National Bank
Kalispell, MT — Domestic Branch of a Domestic Bank
Acquired Nov 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Montana First National Bank | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 616 | 3,936 |
Income from Lease Financing Receivables | — | 159 |
— | 63 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 33 |
Income on Loans and Leases (TE) | 616 | 3,952 |
Investment Interest Income (TE) | 59 | 778 |
Total Interest Income (TE) | 691 | 4,802 |
Total Interest Expense | 205 | 1,265 |
Net Interest Income (TE) | 486 | 3,538 |
Non-Interest Income | 125 | 739 |
Adjusted Operating Income (TE) | 611 | 4,288 |
Non-interest Expense | 524 | 2,367 |
Provision for Loan & Lease Losses | 20 | 317 |
Pretax Operating Income (TE) | 67 | 2,863 |
Pretax Net Operating Income (TE) | 67 | 2,886 |
Applicable Income Taxes | 14 | 992 |
Net Operating Income | 45 | 1,994 |
Net Income | 45 | 1,994 |
Cash Dividends Declared | — | 1,377 |
Retained Earnings | 45 | 1,060 |