Net Income Analysis ( % relative to Total Revenue )
Income Statement Monroe Bank All Insured Commercial Banks in Indiana
Interest and Fees on Loans 29,290 14,458
Income from Lease Financing Receivables — 46
8 72
Estimated Tax Benefit from Tax-Exempt Loan Income — 31
Income on Loans and Leases (TE) 29,290 14,672
Investment Interest Income (TE) 2,546 2,586
Total Interest Income (TE) 32,028 17,438
Total Interest Expense 7,874 4,342
Net Interest Income (TE) 24,154 12,996
Non-Interest Income 10,805 3,911
Adjusted Operating Income (TE) 34,959 17,238
Non-interest Expense 24,016 10,789
Provision for Loan & Lease Losses 15,000 2,558
Pretax Operating Income (TE) -4,057 3,475
Pretax Net Operating Income (TE) -3,281 3,499
Applicable Income Taxes -1,344 551
Net Operating Income -1,937 2,475
Net Income -1,937 2,475
Cash Dividends Declared — 953
Retained Earnings -1,937 1,288