Net Income Analysis ( % relative to Total Revenue )
Income Statement Monogram Credit Card Bank Of Georgia All Insured Commercial Banks in Georgia
Interest and Fees on Loans 633,587 7,738
Income from Lease Financing Receivables — 14,019
— 858
Estimated Tax Benefit from Tax-Exempt Loan Income — 464
Income on Loans and Leases (TE) 633,587 7,754
Investment Interest Income (TE) — 1,005
Total Interest Income (TE) 638,524 8,531
Total Interest Expense 20,136 2,342
Net Interest Income (TE) 618,388 6,158
Non-Interest Income 1,394,533 1,282
Adjusted Operating Income (TE) 2,012,921 7,530
Non-interest Expense 716,612 4,451
Provision for Loan & Lease Losses 380,987 1,194
Pretax Operating Income (TE) 915,322 13,406
Pretax Net Operating Income (TE) 915,322 13,240
Applicable Income Taxes 338,220 4,842
Net Operating Income 577,102 8,843
Net Income 577,102 8,842
Cash Dividends Declared 1,000,000 8,164
Retained Earnings — 3,023