Net Income Analysis ( % relative to Total Revenue )
Income Statement Mohave State Bank All Insured Commercial Banks in Arizona
Interest and Fees on Loans 15,314 47,461
Income from Lease Financing Receivables 32 312
32 2,043
Estimated Tax Benefit from Tax-Exempt Loan Income 16 1,098
Income on Loans and Leases (TE) 15,362 48,872
Investment Interest Income (TE) 1,338 5,018
Total Interest Income (TE) 17,012 54,451
Total Interest Expense 735 2,892
Net Interest Income (TE) 16,277 51,559
Non-Interest Income 3,462 9,875
Adjusted Operating Income (TE) 19,739 61,434
Non-interest Expense 13,100 32,874
Provision for Loan & Lease Losses — 801
Pretax Operating Income (TE) 6,639 27,759
Pretax Net Operating Income (TE) 6,637 27,886
Applicable Income Taxes 2,488 7,553
Net Operating Income 4,035 18,705
Net Income 4,035 18,705
Cash Dividends Declared 1,500 581
Retained Earnings 2,535 18,123