Net Income Analysis ( % relative to Total Revenue )
Income Statement Miner County Bank All Insured Commercial Banks in South Dakota
Interest and Fees on Loans 1,269 11,165
Income from Lease Financing Receivables — 9
— 69
Estimated Tax Benefit from Tax-Exempt Loan Income — 36
Income on Loans and Leases (TE) 1,269 11,237
Investment Interest Income (TE) 164 1,143
Total Interest Income (TE) 1,534 12,568
Total Interest Expense 102 1,156
Net Interest Income (TE) 1,432 11,412
Non-Interest Income 94 3,519
Adjusted Operating Income (TE) 1,526 15,007
Non-interest Expense 985 9,017
Provision for Loan & Lease Losses 151 665
Pretax Operating Income (TE) 390 4,931
Pretax Net Operating Income (TE) 436 4,991
Applicable Income Taxes 10 989
Net Operating Income 423 3,749
Net Income 423 3,749
Cash Dividends Declared 350 1,737
Retained Earnings 73 1,960