Net Income Analysis ( % relative to Total Revenue )
Income Statement Mifflin County Savings Bank All Insured Savings Banks in Pennsylvania
Interest and Fees on Loans 4,474 18,323
Income from Lease Financing Receivables — 10
166 51
Estimated Tax Benefit from Tax-Exempt Loan Income 86 25
Income on Loans and Leases (TE) 4,560 18,606
Investment Interest Income (TE) 516 2,720
Total Interest Income (TE) 5,198 21,762
Total Interest Expense 1,242 3,616
Net Interest Income (TE) 3,956 18,090
Non-Interest Income 475 4,504
Adjusted Operating Income (TE) 4,431 25,733
Non-interest Expense 3,598 18,977
Provision for Loan & Lease Losses 111 368
Pretax Operating Income (TE) 722 6,471
Pretax Net Operating Income (TE) 797 6,554
Applicable Income Taxes 189 1,732
Net Operating Income 420 4,600
Net Income 420 4,600
Cash Dividends Declared — 2,617
Retained Earnings 420 1,922