Midland States Bank
Effingham, IL — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Midland States Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 96,631 | 8,415 |
Income from Lease Financing Receivables | 10,055 | 4 |
1,155 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 610 | 20 |
Income on Loans and Leases (TE) | 107,296 | 8,470 |
Investment Interest Income (TE) | 14,847 | 1,438 |
Total Interest Income (TE) | 123,778 | 10,200 |
Total Interest Expense | 10,296 | 1,041 |
Net Interest Income (TE) | 113,482 | 9,113 |
Non-Interest Income | 57,760 | 2,030 |
Adjusted Operating Income (TE) | 171,242 | 11,316 |
Non-interest Expense | 120,180 | 7,442 |
Provision for Loan & Lease Losses | 5,591 | 307 |
Pretax Operating Income (TE) | 45,471 | 3,453 |
Pretax Net Operating Income (TE) | 59,349 | 3,554 |
Applicable Income Taxes | 20,576 | 569 |
Net Operating Income | 36,244 | 2,671 |
Net Income | 36,253 | 2,670 |
Cash Dividends Declared | — | 1,225 |
Retained Earnings | 36,253 | 1,214 |