Net Income Analysis ( % relative to Total Revenue )
Income Statement Midland States Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 96,631 8,415
Income from Lease Financing Receivables 10,055 4
1,155 41
Estimated Tax Benefit from Tax-Exempt Loan Income 610 20
Income on Loans and Leases (TE) 107,296 8,470
Investment Interest Income (TE) 14,847 1,438
Total Interest Income (TE) 123,778 10,200
Total Interest Expense 10,296 1,041
Net Interest Income (TE) 113,482 9,113
Non-Interest Income 57,760 2,030
Adjusted Operating Income (TE) 171,242 11,316
Non-interest Expense 120,180 7,442
Provision for Loan & Lease Losses 5,591 307
Pretax Operating Income (TE) 45,471 3,453
Pretax Net Operating Income (TE) 59,349 3,554
Applicable Income Taxes 20,576 569
Net Operating Income 36,244 2,671
Net Income 36,253 2,670
Cash Dividends Declared — 1,225
Retained Earnings 36,253 1,214