Midland States Bank
Effingham, IL — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Midland States Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 4.148 | 3.499 |
| 09-30-2016 | 4.233 | 3.502 |
| 06-30-2016 | 4.228 | 3.495 |
| 03-31-2016 | 4.026 | 3.487 |
| 12-31-2015 | 4.583 | 3.487 |
| 09-30-2015 | 4.618 | 3.478 |
| 06-30-2015 | 4.696 | 3.453 |
| 03-31-2015 | 4.368 | 3.418 |
| 12-31-2014 | 4.371 | 3.485 |
| 09-30-2014 | 4.452 | 3.46 |
| 06-30-2014 | 4.45 | 3.443 |
| 03-31-2014 | 4.376 | 3.416 |
| 12-31-2013 | 4.828 | 3.428 |
| 09-30-2013 | 4.923 | 3.4 |
| 06-30-2013 | 4.975 | 3.374 |
| 03-31-2013 | 5.153 | 3.361 |
| 12-31-2012 | 4.92 | 3.573 |
| 09-30-2012 | 4.941 | 3.585 |
| 06-30-2012 | 4.901 | 3.59 |
| 03-31-2012 | 4.955 | 3.604 |
| 12-31-2011 | 4.989 | 3.692 |
| 09-30-2011 | 4.961 | 3.686 |
| 06-30-2011 | 4.977 | 3.652 |
| 03-31-2011 | 4.988 | 3.614 |
| 12-31-2010 | 4.638 | 3.707 |
| 09-30-2010 | 4.5 | 3.712 |
| 06-30-2010 | 4.351 | 3.694 |
| 03-31-2010 | 4.37 | 3.664 |
| 12-31-2009 | 3.963 | 3.579 |
| 09-30-2009 | 3.621 | 3.56 |
| 06-30-2009 | 3.618 | 3.538 |
| 03-31-2009 | 3.356 | 3.54 |
| 12-31-2008 | 3.727 | 3.56 |
| 09-30-2008 | 3.813 | 3.558 |
| 06-30-2008 | 3.837 | 3.533 |
| 03-31-2008 | 3.764 | 3.519 |
| 12-31-2007 | 3.62 | 3.667 |
| 09-30-2007 | 3.612 | 3.677 |
| 06-30-2007 | 3.611 | 3.662 |
| 03-31-2007 | 3.617 | 3.626 |
| 12-31-2006 | 3.739 | 3.765 |
| 09-30-2006 | 3.77 | 3.793 |
| 06-30-2006 | 3.846 | 3.805 |
| 03-31-2006 | 3.807 | 3.781 |
| 12-31-2005 | 3.991 | 3.876 |
| 09-30-2005 | 3.994 | 3.884 |
| 06-30-2005 | 3.975 | 3.873 |
| 03-31-2005 | 3.718 | 3.831 |
| 12-31-2004 | 3.838 | 3.852 |
| 09-30-2004 | 3.878 | 3.831 |
| 06-30-2004 | 3.911 | 3.815 |
| 03-31-2004 | 3.985 | 3.814 |
| 12-31-2003 | 4.152 | 3.819 |
| 09-30-2003 | 4.173 | 3.828 |
| 06-30-2003 | 4.134 | 3.842 |
| 03-31-2003 | 3.96 | 3.863 |
| 12-31-2002 | 4.268 | 3.995 |