Net Income Analysis ( % relative to Total Revenue )
Income Statement Middletown State Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 1,091 8,415
Income from Lease Financing Receivables — 4
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 20
Income on Loans and Leases (TE) 1,091 8,470
Investment Interest Income (TE) 64 1,438
Total Interest Income (TE) 1,179 10,200
Total Interest Expense 130 1,041
Net Interest Income (TE) 1,049 9,113
Non-Interest Income 38 2,030
Adjusted Operating Income (TE) 1,087 11,316
Non-interest Expense 463 7,442
Provision for Loan & Lease Losses — 307
Pretax Operating Income (TE) 624 3,453
Pretax Net Operating Income (TE) 624 3,554
Applicable Income Taxes — 569
Net Operating Income 624 2,671
Net Income 624 2,670
Cash Dividends Declared 626 1,225
Retained Earnings -2 1,214