Mid-Southern Savings Bank, Fsb
Salem, IN — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Mid-Southern Savings Bank, Fsb | All Insured Savings Banks in Indiana |
Interest and Fees on Loans | 5,487 | 5,745 |
Income from Lease Financing Receivables | — | 0 |
50 | 13 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 26 | 7 |
Income on Loans and Leases (TE) | 5,513 | 5,785 |
Investment Interest Income (TE) | 1,080 | 1,343 |
Total Interest Income (TE) | 6,665 | 7,276 |
Total Interest Expense | 721 | 855 |
Net Interest Income (TE) | 5,944 | 6,421 |
Non-Interest Income | 726 | 2,562 |
Adjusted Operating Income (TE) | 6,670 | 9,383 |
Non-interest Expense | 5,355 | 7,022 |
Provision for Loan & Lease Losses | -450 | 156 |
Pretax Operating Income (TE) | 1,765 | 2,185 |
Pretax Net Operating Income (TE) | 1,765 | 2,256 |
Applicable Income Taxes | 507 | 507 |
Net Operating Income | 1,138 | 1,502 |
Net Income | 1,138 | 1,502 |
Cash Dividends Declared | — | 455 |
Retained Earnings | 1,138 | 920 |