Vitals
  • Total Assets
    106.3M 5.6 %
  • Total Deposits
    89.5M 6.3 %
  • Total Net Loans
    94.4M 5.3 %
  • Net Income
    1.2M 41.3 %
  • Book Value
    9.4M 4.1 %
  • Book Value x2
    18.9M 4.1 %
  • Book Value x3
    28.3M 4.1 %
ROAA

1.176

ROAE

13.047

Efficiency Ratio

74.532

Net Interest Margin

4.212

Balance Sheet Highlights
Financial Highlights Mid-Central Federal Savings Bank All Insured Savings Banks in Minnesota
Balance Sheet $(000)
Total Assets 106,344 285,006
Total Net Loans 94,434 197,365
Total Deposits 89,480 239,152
Total Equity 9,435 36,824
Profitability
Net Income 1,211 2,358
Return on Average Assets 1.176 .829
Return on Average Equity 13.047 6.789
Net Interest Margin 4.212 3.668
Efficiency Ratio 74.532 69.982
Noninterest Income/Revenue 11.97 21.589
Balance Sheet Ratios
Loan-to-Deposit 105.536 86.192
Securities/Assets .01 .191
Total Equity/Total Assets .089 .129
Tangible Equity/Tangible Assets .087 .122
Capital Adequacy
Tier 1 Common Capital 9,435 35,596
Tier 1 Capital 9,435 35,596
Tier 2 Capital 688 1,869
Total Capital 10,123 37,464
Total Risk Weighted Assets 68,327 191,631
Leverage Ratio 9.01 11.847
Common Equity Tier 1 Capital Ratio 13.81 18.846
Tier 1 Capital Ratio 13.81 18.846
Total Capital Ratio 14.82 19.92

Timeline for Mid-Central Federal Savings Bank

Mid-Central Financial Corporation

Mid-Central Financial Corporation became a new parent organization for Mid-Central Federal Savings Bank.

View Profile Apr 25 1994

Mid-Central Federal Savings Bank

Mid-Central Federal Savings Bank was established 67 years ago and is currently headquartered in Wadena, MN.

Mar 11 1957
Relationships Role Relationship Start Relationship End
Mid-Central Financial Corporation Parent 7/21/2011
Mid-Central Financial Corporation Parent 4/25/1994 7/20/2011
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