Net Income Analysis ( % relative to Total Revenue )
Income Statement Metabank West Central All Insured Commercial Banks in Iowa
Interest and Fees on Loans 1,083 5,367
Income from Lease Financing Receivables — 291
— 102
Estimated Tax Benefit from Tax-Exempt Loan Income — 49
Income on Loans and Leases (TE) 1,083 5,398
Investment Interest Income (TE) 478 1,162
Total Interest Income (TE) 2,126 6,660
Total Interest Expense 1,295 3,167
Net Interest Income (TE) 831 3,489
Non-Interest Income 260 664
Adjusted Operating Income (TE) 1,091 4,155
Non-interest Expense 880 2,563
Provision for Loan & Lease Losses — 352
Pretax Operating Income (TE) 332 1,925
Pretax Net Operating Income (TE) 332 1,921
Applicable Income Taxes 14 355
Net Operating Income 318 1,502
Net Income 318 1,502
Cash Dividends Declared — 1,110
Retained Earnings 318 798