Efficiency Ratio Over Time
Efficiency Ratio Merchants Bank All Insured Commercial Banks in Vermont
12-31-2016 63.406 71.728
09-30-2016 63.657 71.506
06-30-2016 63.558 72.448
03-31-2016 67.753 74.43
12-31-2015 68.056 72.66
09-30-2015 66.732 72.152
06-30-2015 67.559 73.26
03-31-2015 66.322 74.14
12-31-2014 71.521 74.887
09-30-2014 69.483 74.222
06-30-2014 67.991 76.217
03-31-2014 67.691 78.206
12-31-2013 65.674 77.212
09-30-2013 64.984 78.592
06-30-2013 64.854 77.633
03-31-2013 65.897 78.862
12-31-2012 66.521 76.412
09-30-2012 66.575 76.195
06-30-2012 67.447 77.251
03-31-2012 66.115 77.899
12-31-2011 68.955 77.135
09-30-2011 69.649 77.774
06-30-2011 68.627 77.854
03-31-2011 70.91 78.405
12-31-2010 70.56 77.02
09-30-2010 63.928 76.519
06-30-2010 62.563 76.898
03-31-2010 62.705 77.668
12-31-2009 67.75 78.434
09-30-2009 67.246 78.118
06-30-2009 68.062 78.543
03-31-2009 65.613 77.872
12-31-2008 66.674 76.062
09-30-2008 67.13 75.666
06-30-2008 68.69 76.478
03-31-2008 68.261 78.318
12-31-2007 67.421 75.563
09-30-2007 66.735 76.124
06-30-2007 67.918 75.607
03-31-2007 68.325 76.952
12-31-2006 67.801 70.949
09-30-2006 68.03 70.834
06-30-2006 68.632 70.915
03-31-2006 68.192 71.484
12-31-2005 66.5 67.921
09-30-2005 66.46 67.837
06-30-2005 66.744 68.207
03-31-2005 67.677 68.997
12-31-2004 67.509 68.92
09-30-2004 68.022 69.926
06-30-2004 68.718 70.413
03-31-2004 69.19 71.499
12-31-2003 68.731 69.766
09-30-2003 69.344 69.392
06-30-2003 68.875 70.135
03-31-2003 69.147 70.445
12-31-2002 65.623 68.612