Assets
Liabilities
Assets Merchants Bank All Insured Commercial Banks in Vermont
Total Assets 2,073,017,000 648,793,714
Loans & Leases 1,501,533,000 463,382,714
Real Estate Loans 1,129,586 377,228
Commercial Loans 241,584 57,016
Individual Loans 5,789 5,452
Agricultural Loans 479 819
Other Loans and Leases in Domestic and Foreign Offices 136,754 27,961
Loan and Lease Allowance (12,659) (4,828)
Unearned Income on Loans — (265)
Securities 419,694,000 123,043,857
U.S. Treasury and Agency Securities 395,778 89,603
Municipal Securities — 24,724
Foreign Debt Securities — 143
All Other Securities 23,916 8,575
Cash & Balances due from depository institutions 82,969,000 31,662,429
Noninterest-Bearing Cash and Due From Banks 26,114 10,596
Interest-Bearing Bank Balances 56,855 21,067
Federal Funds Sold and Resales — 29
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 11,910 8,338
Other Real Estate Owned 76 131
Direct and Indirect Investments in Real Estate Ventures 6,356 1,306
Investment in Unconsolidated Subsidiaries — 609
Acceptances and Other Assets 50,479 20,292
Liabilities Merchants Bank All Insured Commercial Banks in Vermont
Total Liabilities 2,073,017,000 648,793,571
Deposits 1,899,405,000 591,279,571
Demand Deposits 490,819 100,820
All NOW & ATS Accounts 26,131 15,717
Money Market Deposit Accounts 784,144 197,956
Other Nontransaction Savings 29,593 118,680
Time Deposits At Or Below Insurance Limit 167,829 71,837
Fully Insured Brokered Deposits 61,458 23,196
Less: Fully Insured Brokered Deposits (61,458) (23,196)
Time Deposits Above Insurance Limit 31,379 11,268
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 6,857
Federal Funds Purchased & Resales 312,118 50,630
Federal Home Loan Bank Borrowing Maturing Over One Year 43,651 12,312
Other Borrowings Maturing Under One Year — 1,041
Other Borrowing Maturing Over One Year — 89
Acceptances & Other Liabilities 13,741 4,074
Capital 173,612,000 57,514,000
Subordinated Notes and Debentures — 0
Total Equity 173,612 57,514