Efficiency Ratio Over Time
Efficiency Ratio Mercantile Bank Texas All Insured Commercial Banks in Texas
06-30-2004 63.297 68.807
03-31-2004 63.315 69.055
12-31-2003 66.262 69.41
09-30-2003 66.669 68.526
06-30-2003 67.684 68.452
03-31-2003 66.737 68.632
12-31-2002 69.875 67.534