Vitals
  • Total Assets
    264.2M 16.8 %
  • Total Deposits
    216.8M 14.2 %
  • Total Net Loans
    213.2M 33.0 %
  • Net Income
    1.5M 149.3 %
  • Book Value
    34.4M 3.5 %
  • Book Value x2
    68.8M 3.5 %
  • Book Value x3
    103.2M 3.5 %
ROAA

.615

ROAE

4.336

Efficiency Ratio

73.08

Net Interest Margin

2.532

Balance Sheet Highlights
Financial Highlights Melrose Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 264,190 761,274
Total Net Loans 213,237 592,852
Total Deposits 216,808 596,855
Total Equity 34,399 82,059
Profitability
Net Income 1,471 4,648
Return on Average Assets .615 .538
Return on Average Equity 4.336 4.944
Net Interest Margin 2.532 3.143
Efficiency Ratio 73.08 77.098
Noninterest Income/Revenue 2.989 14.538
Balance Sheet Ratios
Loan-to-Deposit 98.353 95.714
Securities/Assets .109 .124
Total Equity/Total Assets .13 .108
Tangible Equity/Tangible Assets .13 .106
Capital Adequacy
Tier 1 Common Capital 33,648 80,540
Tier 1 Capital 33,648 80,580
Tier 2 Capital 1,588 5,839
Total Capital 35,236 86,408
Total Risk Weighted Assets 167,098 559,688
Leverage Ratio 13.58 10.827
Common Equity Tier 1 Capital Ratio 20.14 15.478
Tier 1 Capital Ratio 20.14 15.53
Total Capital Ratio 21.09 16.563

Timeline for Melrose Co-Operative Bank

Mcbsc, Inc.

Mcbsc, Inc. became a new subsidiary organization for Melrose Co-Operative Bank.

View Profile Oct 22 2014

Melrose Bancorp, Inc.

Melrose Bancorp, Inc. became a new parent organization for Melrose Co-Operative Bank.

View Profile Oct 21 2014

Melrose Co-Operative Bank

Melrose Co-Operative Bank was established 134 years ago and is currently headquartered in Melrose, MA.

Jan 01 1890
Relationships Role Relationship Start Relationship End
Melrose Bancorp, Inc. Parent 10/21/2014
Mcbsc, Inc. Subsidary 10/22/2014
Similar Organizations
Organization City State Total Assets
The Braintree Co-Operative Bank
 		Braintree MA 259.3M
Seattle Bank
 		Seattle WA 256.6M
Stafford Savings Bank
 		Stafford Springs CT 266.7M
Glen Rock Savings Bank
 		Glen Rock NJ 249.2M
Metuchen Savings Bank
 		Metuchen NJ 263.4M
The Pittsfield Co-Operative Bank
 		Pittsfield MA 288.6M
Piscataqua Savings Bank
 		Portsmouth NH 248.7M
Jewett City Savings Bank
 		Jewett City CT 265.8M
Litchfield Bancorp
 		Litchfield CT 233.0M
1St Bank Of Sea Isle City
 		Sea Isle City NJ 241.9M