Mellon 1St Business Bank, National Association
Los Angeles, CA — Domestic Branch of a Domestic Bank
Acquired Jun 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Mellon 1St Business Bank, National Association | All Insured Commercial Banks in California |
| Interest and Fees on Loans | 16,339 | 7,717 |
| Income from Lease Financing Receivables | — | 2,544 |
| — | 744 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 374 |
| Income on Loans and Leases (TE) | 16,339 | 7,761 |
| Investment Interest Income (TE) | 19,164 | 3,033 |
| Total Interest Income (TE) | 38,257 | 8,030 |
| Total Interest Expense | 13,355 | 3,085 |
| Net Interest Income (TE) | 24,902 | 5,108 |
| Non-Interest Income | 2,657 | 1,644 |
| Adjusted Operating Income (TE) | 27,559 | 6,255 |
| Non-interest Expense | 18,518 | 4,091 |
| Provision for Loan & Lease Losses | 1,100 | 2,959 |
| Pretax Operating Income (TE) | 7,941 | 6,622 |
| Pretax Net Operating Income (TE) | 7,941 | 6,461 |
| Applicable Income Taxes | 3,217 | 2,248 |
| Net Operating Income | 4,724 | 4,066 |
| Net Income | 4,724 | 4,062 |
| Cash Dividends Declared | — | 9,353 |
| Retained Earnings | 4,724 | 2,729 |