Net Income Analysis ( % relative to Total Revenue )
Income Statement Mcintosh Commercial Bank All Insured Commercial Banks in Georgia
Interest and Fees on Loans 13,114 9,908
Income from Lease Financing Receivables — —
— 1,775
Estimated Tax Benefit from Tax-Exempt Loan Income — 47
Income on Loans and Leases (TE) 13,114 9,919
Investment Interest Income (TE) 1,378 1,405
Total Interest Income (TE) 14,640 11,217
Total Interest Expense 11,290 4,859
Net Interest Income (TE) 3,350 6,287
Non-Interest Income — 15,809
Adjusted Operating Income (TE) 2,302 7,416
Non-interest Expense 11,721 6,981
Provision for Loan & Lease Losses 223 5,322
Pretax Operating Income (TE) — 1,597
Pretax Net Operating Income (TE) — 1,710
Applicable Income Taxes — 815
Net Operating Income — 1,224
Net Income — 1,224
Cash Dividends Declared — 988
Retained Earnings — 820