Mchenry Savings Bank
Mchenry, IL — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Mchenry Savings Bank | All Insured Savings Banks in Illinois |
| Interest and Fees on Loans | 7,931 | 5,067 |
| Income from Lease Financing Receivables | — | 0 |
| 14 | 2 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 1 |
| Income on Loans and Leases (TE) | 7,938 | 5,073 |
| Investment Interest Income (TE) | 1,069 | 1,029 |
| Total Interest Income (TE) | 9,248 | 6,337 |
| Total Interest Expense | 1,220 | 904 |
| Net Interest Income (TE) | 8,028 | 5,429 |
| Non-Interest Income | 802 | 3,055 |
| Adjusted Operating Income (TE) | 8,830 | 8,828 |
| Non-interest Expense | 8,590 | 7,573 |
| Provision for Loan & Lease Losses | — | 66 |
| Pretax Operating Income (TE) | 240 | 1,294 |
| Pretax Net Operating Income (TE) | 240 | 1,344 |
| Applicable Income Taxes | — | 387 |
| Net Operating Income | 224 | 898 |
| Net Income | 224 | 898 |
| Cash Dividends Declared | — | 115 |
| Retained Earnings | 224 | 662 |