Net Income Analysis ( % relative to Total Revenue )
Income Statement Marine Bank And Trust All Insured Commercial Banks in Illinois
Interest and Fees on Loans 5,281 6,209
Income from Lease Financing Receivables — 3
29 31
Estimated Tax Benefit from Tax-Exempt Loan Income 13 16
Income on Loans and Leases (TE) 5,294 6,250
Investment Interest Income (TE) 1,011 1,096
Total Interest Income (TE) 6,366 7,555
Total Interest Expense 638 769
Net Interest Income (TE) 5,728 6,751
Non-Interest Income 913 1,531
Adjusted Operating Income (TE) 6,641 8,408
Non-interest Expense 3,792 5,570
Provision for Loan & Lease Losses 90 234
Pretax Operating Income (TE) 2,759 2,567
Pretax Net Operating Income (TE) 2,995 2,668
Applicable Income Taxes 37 436
Net Operating Income 2,770 1,969
Net Income 2,770 1,968
Cash Dividends Declared 6,640 854
Retained Earnings -3,870 944