Net Income Analysis ( % relative to Total Revenue )
Income Statement Maple City Savings Bank, Fsb All Insured Savings Banks in New York
Interest and Fees on Loans 2,970 39,050
Income from Lease Financing Receivables — 0
— 4
Estimated Tax Benefit from Tax-Exempt Loan Income — 1
Income on Loans and Leases (TE) 2,970 39,115
Investment Interest Income (TE) 1 3,855
Total Interest Income (TE) 2,986 43,781
Total Interest Expense 404 7,561
Net Interest Income (TE) 2,582 36,228
Non-Interest Income 328 6,784
Adjusted Operating Income (TE) 2,910 43,792
Non-interest Expense 2,497 29,042
Provision for Loan & Lease Losses 120 563
Pretax Operating Income (TE) 293 13,959
Pretax Net Operating Income (TE) 293 14,008
Applicable Income Taxes 81 5,088
Net Operating Income 212 8,538
Net Income 212 8,523
Cash Dividends Declared — 1,972
Retained Earnings 212 5,990