Net Income Analysis ( % relative to Total Revenue )
Income Statement Manufacturers And Traders Trust Company All Insured Commercial Banks in New York
Interest and Fees on Loans 2,562,632 35,323
Income from Lease Financing Receivables 29,990 21
18,865 86
Estimated Tax Benefit from Tax-Exempt Loan Income 10,158 39
Income on Loans and Leases (TE) 2,602,780 35,615
Investment Interest Income (TE) 263,457 5,820
Total Interest Income (TE) 2,912,879 44,196
Total Interest Expense 297,382 5,278
Net Interest Income (TE) 2,615,497 38,608
Non-Interest Income 1,133,398 9,112
Adjusted Operating Income (TE) 3,748,895 54,454
Non-interest Expense 2,069,530 33,757
Provision for Loan & Lease Losses 127,000 1,439
Pretax Operating Income (TE) 1,552,365 17,987
Pretax Net Operating Income (TE) 1,581,110 18,652
Applicable Income Taxes 571,728 6,225
Net Operating Income 998,185 11,609
Net Income 998,185 11,608
Cash Dividends Declared 1,250,000 1,753
Retained Earnings -251,815 5,838