Net Income Analysis ( % relative to Total Revenue )
Income Statement Manor Bank All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 773 22,748
Income from Lease Financing Receivables — 24
— 516
Estimated Tax Benefit from Tax-Exempt Loan Income — 268
Income on Loans and Leases (TE) 773 23,278
Investment Interest Income (TE) 184 3,743
Total Interest Income (TE) 985 27,430
Total Interest Expense 30 3,218
Net Interest Income (TE) 955 24,213
Non-Interest Income 69 6,081
Adjusted Operating Income (TE) 1,024 30,595
Non-interest Expense 1,508 20,397
Provision for Loan & Lease Losses — 900
Pretax Operating Income (TE) -484 8,900
Pretax Net Operating Income (TE) -463 9,212
Applicable Income Taxes -70 2,056
Net Operating Income -393 6,310
Net Income -393 6,303
Cash Dividends Declared — 3,414
Retained Earnings -393 2,771