Malden State Bank
Malden, IL — Domestic Branch of a Domestic Bank
Acquired Mar 2004
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Malden State Bank | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 451 | 6,189 |
| Income from Lease Financing Receivables | — | 4,468 |
| 1 | 243 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 128 |
| Income on Loans and Leases (TE) | 452 | 6,259 |
| Investment Interest Income (TE) | 198 | 1,530 |
| Total Interest Income (TE) | 674 | 8,009 |
| Total Interest Expense | 203 | 2,523 |
| Net Interest Income (TE) | 471 | 5,449 |
| Non-Interest Income | 67 | 1,263 |
| Adjusted Operating Income (TE) | 538 | 6,796 |
| Non-interest Expense | 340 | 4,042 |
| Provision for Loan & Lease Losses | 2 | 3,740 |
| Pretax Operating Income (TE) | 196 | 5,198 |
| Pretax Net Operating Income (TE) | 196 | 4,611 |
| Applicable Income Taxes | 1 | 3,458 |
| Net Operating Income | 190 | 3,033 |
| Net Income | 190 | 3,058 |
| Cash Dividends Declared | 181 | 7,252 |
| Retained Earnings | 9 | 2,420 |