Efficiency Ratio Over Time
Efficiency Ratio Malden State Bank All Insured Commercial Banks in Illinois
12-31-2003 63.24 63.697
09-30-2003 63.379 62.506
06-30-2003 62.601 62.464
03-31-2003 56.922 62.651
12-31-2002 63.138 62.349