Net Income Analysis ( % relative to Total Revenue )
Income Statement Mainline National Bank All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 7,477 19,108
Income from Lease Financing Receivables — 28
302 352
Estimated Tax Benefit from Tax-Exempt Loan Income 156 151
Income on Loans and Leases (TE) 7,633 19,404
Investment Interest Income (TE) 2,606 4,432
Total Interest Income (TE) 10,280 24,258
Total Interest Expense 2,798 5,062
Net Interest Income (TE) 7,482 19,140
Non-Interest Income 1,385 4,499
Adjusted Operating Income (TE) 8,867 23,575
Non-interest Expense 7,294 15,878
Provision for Loan & Lease Losses 459 1,882
Pretax Operating Income (TE) 1,114 5,929
Pretax Net Operating Income (TE) 611 6,195
Applicable Income Taxes -93 1,366
Net Operating Income 404 4,224
Net Income 404 4,223
Cash Dividends Declared — 1,551
Retained Earnings 404 2,532