Net Income Analysis ( % relative to Total Revenue )
Income Statement Lyons Federal Bank All Insured Savings Banks in Kansas
Interest and Fees on Loans 3,139 33,910
Income from Lease Financing Receivables 39 5
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 3,178 33,915
Investment Interest Income (TE) 24 4,424
Total Interest Income (TE) 3,337 40,985
Total Interest Expense 469 12,811
Net Interest Income (TE) 2,868 28,174
Non-Interest Income 636 4,769
Adjusted Operating Income (TE) 3,504 32,943
Non-interest Expense 2,481 16,865
Provision for Loan & Lease Losses 71 38
Pretax Operating Income (TE) 952 16,041
Pretax Net Operating Income (TE) 952 16,004
Applicable Income Taxes 332 5,330
Net Operating Income 620 10,624
Net Income 620 10,624
Cash Dividends Declared — 12,889
Retained Earnings 620 -2,266