Lyndonbank
Lyndonville, VT — Domestic Branch of a Domestic Bank
Acquired Jan 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Lyndonbank | All Insured Commercial Banks in Vermont |
Interest and Fees on Loans | 8,134 | 30,218 |
Income from Lease Financing Receivables | — | — |
33 | 690 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 374 |
Income on Loans and Leases (TE) | 8,134 | 30,490 |
Investment Interest Income (TE) | 1,234 | 4,933 |
Total Interest Income (TE) | 9,599 | 36,802 |
Total Interest Expense | 4,060 | 13,304 |
Net Interest Income (TE) | 5,539 | 23,498 |
Non-Interest Income | 998 | 7,651 |
Adjusted Operating Income (TE) | 6,537 | 31,148 |
Non-interest Expense | 7,505 | 19,117 |
Provision for Loan & Lease Losses | 50 | 762 |
Pretax Operating Income (TE) | — | 12,651 |
Pretax Net Operating Income (TE) | — | 11,669 |
Applicable Income Taxes | — | 3,003 |
Net Operating Income | — | 8,246 |
Net Income | — | 8,246 |
Cash Dividends Declared | 730 | 6,658 |
Retained Earnings | — | 1,124 |