Deposit Composition
Luzo Community Bank All Insured Commercial Banks in Massachusetts
Deposit Composition
Demand Deposits 16,425 233,657
All NOW & ATS Accounts 1,405 72,047
Money Market Deposit Accounts 2,277 786,814
Other Nontransaction Savings 15,309 328,605
Time Deposits At Or Below Insurance Limit 17,067 187,065
Fully Insured Brokered Deposits — 29,818
Time Deposits Above Insurance Limit 7,394 266,385
Total Deposits in Foreign Offices — 31,358,364
Core Deposits 52,483 1,545,353
Deposit Composition Ratios
Demand Deposits as a percent of Average Assets 22.718 8.885
All NOW & ATS Accounts as a percent of Average Assets 2.457 5.655
Money Market Deposit Accounts as a percent of Average Assets 3.255 18.627
Other Savings Deposits as a percent of Average Assets 23.185 17.404
Time Deposits At or Below Insurance Limit as a percent of Average Assets 25.804 14.564
Core Deposits as a percent of Average Assets 77.418 61.878
Fully Insured Brokered Deposits as a percent of Average Assets — 3.182
Time Deposits Above Insurance Limit as a percent of Average Assets 11.237 11.592
Deposits in Foreign Offices as a percent of Average Assets — 30.262