Total Capital Ratio Over Time
Total Capital Ratio Luzo Community Bank All Insured Commercial Banks in Massachusetts
06-30-2007 20.39 18.478
03-31-2007 20.43 19.403
12-31-2006 20.17 20.114
09-30-2006 20.47 18.59
06-30-2006 20.34 15.978
03-31-2006 20.38 15.528
12-31-2005 20.44 15.329
09-30-2005 14.05 15.277
06-30-2005 20.12 15.601
03-31-2005 19.7 15.555
12-31-2004 19.56 15.86
09-30-2004 19.6 15.276
06-30-2004 19.35 15.942
03-31-2004 15 15.889
12-31-2003 20.13 15.723
09-30-2003 20.28 15.665
06-30-2003 20.7 15.401
03-31-2003 21.38 15.907
12-31-2002 15.24 15.77