Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Luzo Community Bank All Insured Commercial Banks in Massachusetts
06-30-2007 19.14 17.499
03-31-2007 19.17 18.393
12-31-2006 18.91 19.004
09-30-2006 19.21 17.461
06-30-2006 19.09 14.825
03-31-2006 19.12 14.373
12-31-2005 19.18 14.197
09-30-2005 12.8 14.157
06-30-2005 18.86 14.495
03-31-2005 18.44 14.447
12-31-2004 18.3 14.766
09-30-2004 18.34 14.167
06-30-2004 18.09 14.817
03-31-2004 13.75 14.868
12-31-2003 18.88 14.685
09-30-2003 19.02 14.58
06-30-2003 19.44 14.332
03-31-2003 20.12 14.852
12-31-2002 13.99 14.702