Net Income Analysis ( % relative to Total Revenue )
Income Statement Logan Bank & Trust Company All Insured Commercial Banks in West Virginia
Interest and Fees on Loans 5,049 11,666
Income from Lease Financing Receivables — 1
— 100
Estimated Tax Benefit from Tax-Exempt Loan Income — 47
Income on Loans and Leases (TE) 5,049 11,724
Investment Interest Income (TE) 2,065 1,523
Total Interest Income (TE) 7,423 13,460
Total Interest Expense 722 1,601
Net Interest Income (TE) 6,701 11,860
Non-Interest Income 1,583 3,481
Adjusted Operating Income (TE) 8,284 15,431
Non-interest Expense 6,206 10,280
Provision for Loan & Lease Losses — 502
Pretax Operating Income (TE) 2,078 4,739
Pretax Net Operating Income (TE) 2,078 4,910
Applicable Income Taxes 723 1,424
Net Operating Income 1,355 3,265
Net Income 1,355 3,285
Cash Dividends Declared 1,342 1,194
Retained Earnings 13 1,335