Lincoln State Bank, S.B.
Rochelle, IL — Domestic Branch of a Domestic Bank
Acquired Jun 2013
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Lincoln State Bank, S.B. | All Insured Savings Banks in Illinois |
| Interest and Fees on Loans | 389 | 1,295 |
| Income from Lease Financing Receivables | — | 0 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 389 | 1,297 |
| Investment Interest Income (TE) | 11 | 233 |
| Total Interest Income (TE) | 410 | 1,601 |
| Total Interest Expense | 69 | 294 |
| Net Interest Income (TE) | 341 | 1,306 |
| Non-Interest Income | 167 | 338 |
| Adjusted Operating Income (TE) | 508 | 1,719 |
| Non-interest Expense | 514 | 1,383 |
| Provision for Loan & Lease Losses | 10 | 130 |
| Pretax Operating Income (TE) | -16 | 236 |
| Pretax Net Operating Income (TE) | -16 | 239 |
| Applicable Income Taxes | — | 86 |
| Net Operating Income | -16 | 149 |
| Net Income | -16 | 149 |
| Cash Dividends Declared | — | 8 |
| Retained Earnings | -16 | 98 |