Vitals
  • Total Assets
    629.8M 1.3 %
  • Total Deposits
    383.1M -5.2 %
  • Total Net Loans
    548.4M 3.0 %
  • Net Income
    11.0M 27.5 %
  • Book Value
    62.6M -19.8 %
  • Book Value x2
    125.2M -19.8 %
  • Book Value x3
    187.8M -19.8 %
ROAA

1.752

ROAE

15.566

Efficiency Ratio

67.467

Net Interest Margin

2.694

Balance Sheet Highlights
Financial Highlights Liberty Savings Bank, F.S.B. All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 629,764 265,966
Total Net Loans 548,382 190,627
Total Deposits 383,088 206,710
Total Equity 62,614 32,574
Profitability
Net Income 11,017 2,411
Return on Average Assets 1.752 .564
Return on Average Equity 15.566 4.535
Net Interest Margin 2.694 3.288
Efficiency Ratio 67.467 80.784
Noninterest Income/Revenue 26.644 22.248
Balance Sheet Ratios
Loan-to-Deposit 143.148 89.218
Securities/Assets .027 .114
Total Equity/Total Assets .099 .122
Tangible Equity/Tangible Assets .094 .119
Capital Adequacy
Tier 1 Common Capital 63,444 31,883
Tier 1 Capital 63,444 31,883
Tier 2 Capital 4,471 1,822
Total Capital 67,915 33,702
Total Risk Weighted Assets 355,856 167,152
Leverage Ratio 9.74 13.259
Common Equity Tier 1 Capital Ratio 17.83 24.788
Tier 1 Capital Ratio 17.83 24.788
Total Capital Ratio 19.09 25.792

Timeline for Liberty Savings Bank, F.S.B.

Villa Palma Of Sarasota, Inc

Villa Palma Of Sarasota, Inc became a new subsidiary organization for Liberty Savings Bank, F.S.B..

View Profile Dec 01 2012

Colorado Savings Bank, F.S.B.

Acquisition: Liberty Savings Bank, F.S.B. acquired a new subsidiary, Colorado Savings Bank, F.S.B., 27 years

View Profile Jul 02 1996

South Side Savings Bank, Fsb

Acquisition: Liberty Savings Bank, F.S.B. acquired a new subsidiary, South Side Savings Bank, Fsb, 32 years

View Profile Oct 01 1991

Liberty Capital, Inc.

Liberty Capital, Inc. became a new parent organization for Liberty Savings Bank, F.S.B..

View Profile Nov 07 1985

Liberty Savings Bank, F.S.B.

Liberty Savings Bank, F.S.B. was established 39 years ago and is currently headquartered in Wilmington, OH.

Sep 14 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Colorado Savings Bank, F.S.B. Seller 274,330 Discontinued 7/2/1996
South Side Savings Bank, Fsb Seller 99,923 Discontinued 10/1/1991
Relationships Role Relationship Start Relationship End
Liberty Capital, Inc. Parent 7/21/2011
Liberty Capital, Inc. Parent 6/30/2007 7/20/2011
Liberty Capital, Inc. Parent 11/7/1985 6/29/2007
Villa Palma Of Sarasota, Inc Subsidary 12/1/2012
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