Net Income Analysis ( % relative to Total Revenue )
Income Statement Lewiston State Bank Of Idaho All Insured Commercial Banks in Idaho
Interest and Fees on Loans 629 20,014
Income from Lease Financing Receivables — 64
— 82
Estimated Tax Benefit from Tax-Exempt Loan Income — 42
Income on Loans and Leases (TE) 629 20,052
Investment Interest Income (TE) 579 2,476
Total Interest Income (TE) 1,364 22,753
Total Interest Expense 595 6,743
Net Interest Income (TE) 769 16,010
Non-Interest Income 136 3,330
Adjusted Operating Income (TE) 905 19,340
Non-interest Expense 487 11,093
Provision for Loan & Lease Losses 12 806
Pretax Operating Income (TE) 406 9,354
Pretax Net Operating Income (TE) 406 9,274
Applicable Income Taxes 111 3,349
Net Operating Income 245 5,759
Net Income 245 5,759
Cash Dividends Declared 185 1,070
Retained Earnings 60 5,100