Net Income Analysis ( % relative to Total Revenue )
Income Statement Legacytexas Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 310,715 10,872
Income from Lease Financing Receivables 634 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 311,349 10,941
Investment Interest Income (TE) 13,949 2,007
Total Interest Income (TE) 328,792 13,476
Total Interest Expense 29,531 1,063
Net Interest Income (TE) 299,261 12,338
Non-Interest Income 42,069 2,639
Adjusted Operating Income (TE) 341,330 15,335
Non-interest Expense 154,642 9,693
Provision for Loan & Lease Losses 25,400 524
Pretax Operating Income (TE) 161,288 4,819
Pretax Net Operating Income (TE) 161,344 4,946
Applicable Income Taxes 56,129 576
Net Operating Income 103,572 3,858
Net Income 103,572 3,845
Cash Dividends Declared — 1,701
Retained Earnings 103,572 1,997