Net Income Analysis ( % relative to Total Revenue )
Income Statement Legacy National Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 13,458 11,107
Income from Lease Financing Receivables — 1
— 29
Estimated Tax Benefit from Tax-Exempt Loan Income — 15
Income on Loans and Leases (TE) 13,458 11,129
Investment Interest Income (TE) 616 1,636
Total Interest Income (TE) 14,372 12,872
Total Interest Expense 1,045 1,430
Net Interest Income (TE) 13,327 11,443
Non-Interest Income 1,940 3,679
Adjusted Operating Income (TE) 15,267 16,091
Non-interest Expense 9,149 10,771
Provision for Loan & Lease Losses 900 635
Pretax Operating Income (TE) 5,218 4,580
Pretax Net Operating Income (TE) 5,236 4,646
Applicable Income Taxes 2,033 823
Net Operating Income 3,031 3,504
Net Income 3,031 3,504
Cash Dividends Declared — 2,018
Retained Earnings 3,031 1,459