Vitals
  • Total Assets
    176.2M 16.1 %
  • Total Deposits
    151.7M 13.0 %
  • Total Net Loans
    147.6M 19.6 %
  • Net Income
    500000.0000 -3.8 %
  • Book Value
    20.6M 62.8 %
  • Book Value x2
    41.1M 62.8 %
  • Book Value x3
    61.7M 62.8 %
ROAA

.308

ROAE

3.463

Efficiency Ratio

88.548

Net Interest Margin

4.795

Balance Sheet Highlights
Financial Highlights Lead Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 176,172 258,416
Total Net Loans 147,561 178,998
Total Deposits 151,676 217,087
Total Equity 20,573 28,107
Profitability
Net Income 500 2,724
Return on Average Assets .308 1.016
Return on Average Equity 3.463 9.475
Net Interest Margin 4.795 3.745
Efficiency Ratio 88.548 67.758
Noninterest Income/Revenue 30.537 16.937
Balance Sheet Ratios
Loan-to-Deposit 97.287 78.741
Securities/Assets .014 .158
Total Equity/Total Assets .117 .109
Tangible Equity/Tangible Assets .117 .106
Capital Adequacy
Tier 1 Common Capital 20,598 27,011
Tier 1 Capital 20,598 27,012
Tier 2 Capital 1,623 2,220
Total Capital 22,221 29,258
Total Risk Weighted Assets 163,615 195,723
Leverage Ratio 11.98 10.472
Common Equity Tier 1 Capital Ratio 12.59 14.947
Tier 1 Capital Ratio 12.59 14.954
Total Capital Ratio 13.58 16.077

Timeline for Lead Bank

Lead Financial Group, Inc.

Lead Financial Group, Inc. became a new parent organization for Lead Bank.

View Profile Jun 22 2001

Garden City Bancshares, Inc.

Garden City Bancshares, Inc. became a new parent organization for Lead Bank.

View Profile May 13 1980

Lead Bank

Lead Bank was established 96 years ago and is currently headquartered in Garden City, MO.

Jan 12 1928
Relationships Role Relationship Start Relationship End
Lead Financial Group, Inc. Parent 6/22/2001
Garden City Bancshares, Inc. Parent 2/16/2001 6/21/2001
Garden City Bancshares, Inc. Parent 6/30/1998 2/15/2001
Garden City Bancshares, Inc. Parent 5/13/1980 6/29/1998
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