Vitals
  • Total Assets
    102.6M 15.2 %
  • Total Deposits
    89.4M 10.1 %
  • Total Net Loans
    67.6M 21.2 %
  • Net Income
    521000.0000 4.0 %
  • Book Value
    8.8M 25.7 %
  • Book Value x2
    17.5M 25.7 %
  • Book Value x3
    26.3M 25.7 %
ROAA

.727

ROAE

8.518

Efficiency Ratio

70.134

Net Interest Margin

3.341

Balance Sheet Highlights
Financial Highlights Laurel National Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 102,568 168,533
Total Net Loans 67,554 114,262
Total Deposits 89,433 135,602
Total Equity 8,760 18,181
Profitability
Net Income 521 2,003
Return on Average Assets .727 1.209
Return on Average Equity 8.518 11.124
Net Interest Margin 3.341 4.06
Efficiency Ratio 70.134 65.924
Noninterest Income/Revenue 12.431 11.241
Balance Sheet Ratios
Loan-to-Deposit 75.536 82.106
Securities/Assets .258 .316
Total Equity/Total Assets .085 .108
Tangible Equity/Tangible Assets .085 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,771 17,026
Tier 2 Capital 631 1,300
Total Capital 9,402 18,327
Total Risk Weighted Assets 69,337 117,360
Leverage Ratio 8.94 10.893
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.65 16.405
Total Capital Ratio 13.56 17.524

Timeline for Laurel National Bank

Forcht Bank, National Association

Laurel National Bank was acquired by Forcht Bank, National Association 16 years

View Profile Dec 31 2007

Forcht Bancorp, Inc.

Forcht Bancorp, Inc. became a new parent organization for Laurel National Bank.

View Profile Jan 01 2007

Laurel Bancorp, Inc.

Laurel Bancorp, Inc. became a new parent organization for Laurel National Bank.

View Profile Apr 21 1998

Laurel National Bank

Laurel National Bank was established 27 years ago and is currently headquartered in London, KY.

Jun 28 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Forcht Bank, National Association Buyer 1,009,100 Pooling of Interests Discontinued 12/31/2007
Relationships Role Relationship Start Relationship End
Forcht Bancorp, Inc. Parent 1/1/2007 12/30/2007
Laurel Bancorp, Inc. Parent 4/21/1998 12/31/2006
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