Vitals
  • Total Assets
    180.0M 0.9 %
  • Total Deposits
    159.1M 0.5 %
  • Total Net Loans
    108.5M 2.0 %
  • Net Income
    1.4M -1.2 %
  • Book Value
    20.0M 3.2 %
  • Book Value x2
    40.1M 3.2 %
  • Book Value x3
    60.1M 3.2 %
ROAA

.783

ROAE

6.775

Efficiency Ratio

61.54

Net Interest Margin

3.576

Balance Sheet Highlights
Financial Highlights Laona State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 179,985 272,940
Total Net Loans 108,492 188,306
Total Deposits 159,130 228,985
Total Equity 20,047 30,879
Profitability
Net Income 1,368 3,013
Return on Average Assets .783 1.04
Return on Average Equity 6.775 8.894
Net Interest Margin 3.576 3.727
Efficiency Ratio 61.54 64.939
Noninterest Income/Revenue 4.863 14.969
Balance Sheet Ratios
Loan-to-Deposit 68.178 81.441
Securities/Assets .259 .167
Total Equity/Total Assets .111 .113
Tangible Equity/Tangible Assets .107 .11
Capital Adequacy
Tier 1 Common Capital 19,490 29,936
Tier 1 Capital 19,490 29,937
Tier 2 Capital 1,091 2,305
Total Capital 20,581 32,273
Total Risk Weighted Assets 102,934 202,263
Leverage Ratio 11.09 11.31
Common Equity Tier 1 Capital Ratio 18.93 15.769
Tier 1 Capital Ratio 18.93 15.771
Total Capital Ratio 19.99 16.923

Timeline for Laona State Bank

Laona Investments, Inc.

Laona Investments, Inc. became a new subsidiary organization for Laona State Bank.

View Profile Dec 10 1992

Northern Wisconsin Bank Holding Company, Inc.

Northern Wisconsin Bank Holding Company, Inc. became a new parent organization for Laona State Bank.

View Profile Jun 30 1983

Laona State Bank

Laona State Bank was established 110 years ago and is currently headquartered in Laona, WI.

Jan 01 1914
Relationships Role Relationship Start Relationship End
Northern Wisconsin Bank Holding Company, Inc. Parent 6/28/2015
Northern Wisconsin Bank Holding Company, Inc. Parent 2/1/2008 6/27/2015
Northern Wisconsin Bank Holding Company, Inc. Parent 1/15/1998 1/31/2008
Northern Wisconsin Bank Holding Company, Inc. Parent 12/31/1989 1/14/1998
Northern Wisconsin Bank Holding Company, Inc. Parent 6/30/1983 12/30/1989
Laona Investments, Inc. Subsidary 6/30/2007
Laona Investments, Inc. Subsidary 12/10/1992 6/29/2007
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